Terms and Conditions for Online Programs and Coaching


1. Acceptance of Terms

By participating in any online programs, courses, or coaching (“Program”) provided by [Your Business Name] (“Provider”), you (“Participant”) agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with these Terms, you are not permitted to participate in the Program.


2. Intellectual Property Rights

All content, materials, documents, and intellectual property shared or created as part of the Program, including but not limited to workbooks, videos, guides, and presentations, are the exclusive property of the Provider. The Participant agrees not to reproduce, distribute, share, sell, or otherwise transfer any materials received during the Program to any third party without the prior written consent of the Provider. Unauthorized use of the materials is strictly prohibited and may lead to termination of your participation in the Program without refund.


3. No Guarantee of Results

The Provider does not guarantee or warrant any specific results from participation in the Program. Outcomes depend on factors including but not limited to the Participant’s dedication, effort, and natural talents. The Participant acknowledges that individual success varies and is dependent on personal and external factors.


4. No Refund Policy

All fees paid in association with the Program are non-refundable. The Participant acknowledges and agrees that once payment is made, no refunds will be issued under any circumstances, including but not limited to non-participation, dissatisfaction, or perceived lack of results.


5. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles. The Participant agrees that any legal action arising from or related to the Program must be brought exclusively in the courts located in New York, New York.


6. Severability

If any provision of these Terms is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.


7. Amendments

The Provider reserves the right to modify these Terms at any time. All modifications will be effective immediately upon posting the updated Terms on the Program’s website or upon direct communication to the Participant, whichever occurs first. By continuing to participate in the Program following such modifications, the Participant agrees to be bound by such modifications.


8. Acceptance of Terms

By proceeding with the Program, you acknowledge that you have read, understood, and agree to these Terms and Conditions.